Credit team · Hybrid
Software Development Engineer 1
May 2025 - Present- Integrated a new lending partner end-to-end - API contracts across microservices through to SQS-backed webhook processing - bringing loan disbursal turnaround under 30 minutes.
- Built an event-driven delayed-processing pipeline for lender webhooks that were silently dropping on edge cases, eliminating 20+ failures a week with no manual intervention.
- Added a reconciliation layer that predicts and validates loan amounts before submission, closing the market-value drift between pledge and disbursal behind 30+ rule-engine rejections a week.
- Traced 60% of pledge drop-offs to eligibility edge cases and redesigned the journey with a graceful fallback, so users continue with a reduced amount instead of hitting a dead end.
Software Engineer Intern
Aug 2024 - Apr 2025- Shipped a self-serve dashboard giving 200+ lending partners real-time loan status - cutting their inbound calls to operations by 95%.
- Fixed duplicate EMI debits by decoupling principal and interest collection in the repayment flow, reducing related support queries by 80%.
- Rebuilt the loan servicing dashboard to cover 50+ disbursement scenarios across demat and non-demat funds, turning support tickets into self-explanatory UI.
- Built KYC onboarding flows to lender compliance standards, with fallbacks for DigiLocker failures and PAN mismatches so users never stall mid-onboarding.



